Terms and Conditions

Legal Information for Investors of Singapore

By accessing this website and the products, services, information, tools and materials that it contains or describes, you acknowledge that you have understood and accept the following terms and conditions of use. Please read these terms and conditions of use carefully before using this website. This website is owned and operated by ICHAM Pte. Ltd. (“ICHAM”) (as this term is defined hereinafter). You may use the materials on this website solely for personal, informational and non-commercial purposes. All rights not expressly granted in these terms and conditions of use are reserved by ICHAM.

Important Information on ICHAM Products and/or Services

Any and all of ICHAM’s information on its products and/or services on this website is for general information purposes only and should not be relied upon for whatsoever purpose. The contents of this website has not been reviewed by the Monetary Authority of Singapore (“MAS”) and MAS assumes no responsibility for its contents. MAS has not, in any way, considered the investment merits of the Company and its products and/or services. The content contained in this website has not been reviewed by the MAS.

No Offer, Recommendation, and/or Solicitation

The information contained in this website is not intended as an offer to sell ICHAM’s products and/or services, or as a solicitation to. The goal is to provide general information on ICHAM’s products and/or services. This site is not directed to individuals or organizations for whom access into would be unlawful or prohibited.

General Risk Factors

Investment involves risk. Past performance is not a guarantee, nor a guide or indicator of future performance that similar returns will be achieved in the future. Investments denominated in non-local currencies may be exposed to exchange rate fluctuations. In the case of investments for which there is no recognised market, it may be difficult for investors to sell their investments or to obtain reliable information about their value or the extent of the risk to which investors are exposed to. Investments in any market may be extremely volatile and subject to sudden fluctuations of varying magnitude due to a wide range of direct and indirect influences. Such characteristics can lead to considerable losses being incurred by those exposed to such markets. Investors should consider the investment objectives, risks, charges and expenses carefully before investing. ICHAM’s products and/or services are not deposits or other obligations of, or guaranteed by ICHAM, and are subject to investment risks, including the possible loss of the principal amount invested. 

No Advice

No accounting, legal, regulatory, tax, financial, and investment advice, is provided through this website, and you agree that this website will not be used by you for these purposes. You acknowledge that your use of this website and any requests for information are unsolicited. Investors may wish to seek advice from the relevant professional advisers before making a commitment to invest and in the event you choose not to seek advice, you should consider whether the investment is suitable for you. In making investment decisions, investors should not rely solely on the information on this website and should read the documents for further details including the risk factors before making a decision.

Data Protection

This website does not collect personal information. "Cookies" may be stored on your computer for easy navigation. A "cookie" does not allow us to identify you, but stores information about navigation through our website (such as pages already visited, time and date of visit) which we can remember during the user's next visit to our website in order to improve your browsing experience.

Links to and from Other Sites

ICHAM is not responsible for hypertext links to other sites, in particular as regards the content of these sites, advice and information provided by the authors of these sites for the subscription or redemption of securities, or in respect of subscriptions and redemptions of securities through such third party sites. ICHAM is not responsible for hypertext links to this site. The creation of such links is prohibited without the prior express permission of ICHAM.

Limitation of Liability

You Expressly Understand and Agree that Your Use of This Website Is at Your Sole Risk and That the Website Is Provided on an "As Is" and "As Available" Basis and Without Warranties or Representations of Any Kind Either Expressed or Implied. to the Full Extent Permitted under Applicable Law, ICHAM Expressly Disclaims All Warranties of Any Kind, Whether Expressed or Implied, Including, but Not Limited to, the Implied Warranties of Merchantability, Fitness for a Particular Purpose, and Non-Infringement.

ICHAM makes no warranty or representation that this website can be accessed at all times. This website may, without notice, be temporarily unavailable or restricted for administrative or other reasons.

You will indemnify ICHAM (including their affiliated or associated companies) and their officers, directors, employees and agents in respect of any third-party claim for any injury, loss, damage or expense occasioned by or arising directly or indirectly from your operation or use of this website or your supply of information to a third party provided in breach of any of your obligations under these terms and conditions of use.

This website is not designed for the transmission of time sensitive instructions or questions. If you transmit any communication through this website to ICHAM directly or through any third-party internet or other service provider, you shall be responsible and liable for any omissions or failures that may be made while transmitting or receiving communications using this website. Furthermore, if you use this website to transmit time sensitive instructions or questions, you will be liable for any loss that may arise, and any such information is transmitted at your own risk.

The information presented in this website is based, among other things, on market data at a given time, that is therefore subject to market changes and may change from time to time. Although the information contained in this document is from sources deemed reliable, no guarantee is made as to its accuracy, completeness or reliability. 

Law and Jurisdiction

ICHAM operates this website from its office in Singapore. By using this website, you agree that the laws of Singapore, without regard to principles of conflict of laws, will govern these terms and conditions of use and any dispute of any sort that might arise between you and ICHAM arising from your use of this website. The courts of Singapore will have exclusive jurisdiction to settle any dispute that may arise out of, under, or in connection with these terms and conditions of use, and you consent and submit to the personal jurisdiction of those courts for the purposes of arbitrating or litigating any such action.